2. A Debt Consolidation Primer Debt consolidation is a common reason for taking out a loan, and can be very effective in relieving debt problems and stress. However, you should only take the plunge after weighing up the risks as well as the benefits. Read more... Martin Sumner - Nov 23, 2007
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[ Debt Consolidation ]
3. A Debt Management Primer Debt management is an effective strategy for people with serious financial problems. Find out what it is, and what the benefits and drawbacks are. Read more... Martin Sumner - Nov 21, 2007
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[ Debt Consolidation ]
4. A Guide To Bad Credit Loans Getting a loan with an excellent credit rating has always been pretty easy - not so for people with bad credit ratings. In recent years, however, it has become simpler to obtain finance even if your credit score is poor. Read more... Martin Sumner - Jun 16, 2008
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[ Loans ]
5. A Positive Approach To Debt Problems As the economy takes a turn for the worse, more and more people are going to be struggling with debt problems. It's vital to take a positive approach and meet them head on, or the situation will just get more and more dangerous. Read more... Martin Sumner - Nov 29, 2007
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[ Debt Consolidation ]
6. A Simple Guide To Payday Loans And Cash Advances Payday loans exist to bridge the gap between running out of cash and your next paycheck. They are useful but expensive, so you need to know what you're getting into before you apply. Read more... Martin Sumner - Aug 04, 2008
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8. Any Purpose Loans Give Borrowers Flexibility Personal loans can be taken out for a variety of reasons, from debt consolidation to home improvement. Find out how any purpose loans give you the freedom to use them as you wish. Read more... Martin Sumner - Aug 04, 2008
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10. Are Payday Loans Worth The Cost? No kind of finance is going to be particularly cheap, but payday loans are among the most costly kinds of credit you could come across. Are they worth the expense? Read more... Martin Sumner - Nov 29, 2007
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12. Avoiding The Payday Loan Trap Payday loans can be a valuable financial lifeline, but if used unwisely they can be a very difficult trap to escape from. Find out why you should think carefully about alternatives before taking out a loan. Read more... Martin Sumner - Feb 06, 2007
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13. Breaking The Payday Loan Cycle Payday loans can be a useful if expensive way of solving a financial emergency. When they become a regular feature of your budget though, it's a sure sign of a problem that needs to be addressed. Read more... Martin Sumner - Apr 15, 2009
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14. Can A Payday Loan Work For You? A payday loan can be a very useful service for those times when you run out of cash before your next paycheck, but there are downsides too. Find out how they're best used and when they're best avoided. Read more... Martin Sumner - Jan 07, 2008
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17. Can You Really Improve Your Credit Rating? Your credit rating is an essential part of deciding whether you can get a loan or other finance on decent terms. If yours is damaged, is there anything you can do to improve the situation? Read more... Martin Sumner - Jan 10, 2008
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[ Credit ]
18. Comparing Payday Loans To Personal Loans There's no denying that payday loans are an expensive form of credit compared to personal loans. Why might you choose to take one out, if they're so costly? Read more... Martin Sumner - Jul 03, 2007
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[ Loans ]
19. Coping With ID Theft ID Theft is a crime that can have devastating effects on the victim's financial wellbeing. However, acting fast when you discover your identity has been stolen can minimize the damage, and this article describes the first steps you should take. Read more... Martin Sumner - Jan 29, 2007
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[ Finance ]
20. Could Your Debt Cost You Your Home? The repossession of your home is the ultimate nightmare for people struggling with debts, but the good news is it's not an easy process to force through and is rarer than you may think. Find out the stages involved and how you can stop it happening ... Read more... Martin Sumner - Jun 15, 2007
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[ Debt Consolidation ]
21. Credit Repair For Yourself There are thousands of websites offering their services in repairing a bad credit rating. Unfortunately however, there's no magic bullet solution, but that doesn't mean there's nothing you can do to improve the situation. Read more... Martin Sumner - Jan 18, 2007
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[ Credit ]
22. Debt Consolidation or Debt Management? Both debt consolidation and debt management are widely advertised as solutions to debt problems. What's the difference between them, and which one is right for you? Read more... Martin Sumner - Sep 27, 2006
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[ Debt Consolidation ]
23. Deciding Whether A Payday Loan Is Right For You Payday loans have both advantages and disadvantages, and it pays to consider them carefully before applying. Find out what you need to know to make the best use out of them. Read more... Martin Sumner - Mar 29, 2007
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[ Loans ]
24. Do Payday Loans Cause Or Cure A Financial Crisis? Payday loans are often touted as an easy solution to being short of money. There's no doubt they can be useful in exceptional circumstances, but their high cost means they shouldn't be taken out lightly. Read more... Martin Sumner - Jul 06, 2009
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25. Don't Let Your Debts Spiral Out Of Control Debt problems can seem overwhelming and impossible to confront, but it's only by acting positively that we can start to solve them. Find out how you can fight back against your debts. Read more... Martin Sumner - Apr 17, 2007
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[ Debt Consolidation ]
26. Examine the Alternatives to Payday Loans Payday loans can be of great use when you need cash fast, but they are also a rather expensive options. Before taking out a loan it could pay to consider the alternatives available. Read more... Martin Sumner - Feb 13, 2009
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[ Loans ]
28. Fighting Your Way Out Of Bad Credit No one would choose to have a bad credit rating, but it's a situation that millions fall into whether through misfortune or mismanagement. Having poor credit isn't the end of the world - there are several established ways of clearing up your problems ... Read more... Martin Sumner - Oct 22, 2008
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[ Credit ]
29. From Obscurity To Opportunity, Tenant Loans Are On The Rise Renters used to find it much harder to get finance than homeowners. Things are changing though, and there are now good loan deals available for people of all residential statuses. Read more... Martin Sumner - Aug 19, 2008
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30. Getting A Loan With A Bad Credit Rating Having a bad credit rating needn't stop you from getting a loan. There are options available for people of nearly all financial circumstances if you look hard enough. Read more... Martin Sumner - May 06, 2008
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31. Getting the Most out of Payday Loans Payday loans are often criticized because of their high cost and ease of renewal. If misused, they can cause serious problems, but they can also be a valuable resource in times of financial emergency. Read more... Martin Sumner - Jan 15, 2009
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32. Homeowner Loans Are Less Risky For Lenders Considering today's difficulty in arranging credit, homeowners have a powerful advantage because using their home as security lessens the risks for the lenders. Find out why lenders consider homeowners a better bet for finance. Read more... Martin Sumner - Jun 22, 2009
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33. Homeowner Loans Offer Various Benefits Despite the ongoing credit crunch, homeowners are still in the best position to obtain credit because of the security their home provides to the lender. Find out the benefits and risks of homeowner loans. Read more... Martin Sumner - Jun 22, 2009
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35. Introducing The Two Types Of Homeowner Loans Homeowners have two options when it comes to borrowing against their homes: first and second charge. Find out the differences, and advantages and disadvantages of each. Read more... Martin Sumner - Jun 22, 2009
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36. Is It TIme For A Fixed Rate Remortgage? Hundreds of thousands of people are coming to the end of their fixed rate mortgage deals. Considering the current economic upheaval, is it a good idea to arrange a new fixed rate remortgage? Read more... Martin Sumner - Feb 04, 2008
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[ Mortgage ]
37. Is There A Future For Bad Credit Mortgages? With the financial world reeling from the impact of the sub-prime mortgage debacle, it's easy to assume that the future of bad credit mortgages is bleak. This isn't necessarily the case though, and this article explores the reasons why. Read more... Martin Sumner - Mar 31, 2009
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[ Mortgage ]
38. Loan Options For People Who Rent Their Home It has always been more difficult for non-homeowners to get a loan, especially at a decent rate. What options are out there for people who rent rather than own their home? Read more... Martin Sumner - Dec 15, 2008
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39. Payday Loans Offer Relief In An Emergency Payday advances are too expensive to be used as a matter of course, but in a real financial emergency they can offer a lifeline. Find out whether one would be of help to you. Read more... Martin Sumner - May 27, 2008
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40. Payday Loans Offer Several Key Benefits Pay advance loans are not to be taken out lightly owing to their relative expense, but they can offer several vital benefits to people with short term cash problems. Find out when payday loans are appropriate, and when they are best avoided. Read more... Martin Sumner - Jul 01, 2008
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41. Payday Loans Offer Support For Short Term Needs Payday loans offer fast access to cash when you're in a financial emergency. They should not however be used lightly as they're one of the most expensive forms of credit. Read more... Martin Sumner - Jun 13, 2008
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42. Personal Loans And Payment Protection Insurance Payment protection insurance (PPI) can be a useful option when you're taking out a loan, but isn't always appropriate or necessary. Find out what you need to know before making the decision. Read more... Martin Sumner - Nov 08, 2007
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43. Planning Debt Consolidation Effectively In these times of widespread financial problems, debt consolidation is often promoted as a solution. If you don't do it properly though, it can make matters much worse. So what do you need to know to plan a consolidation program in the right way? Read more... Martin Sumner - Jan 15, 2009
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[ Debt Consolidation ]
45. Signs That A Loan Site Is Trustworthy A loan is an important financial commitment, and so you should only deal with reputable web sites when applying. How can you tell which ones are trustworthy and which ones to avoid? Read more... Martin Sumner - Nov 12, 2007
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46. Some Common Loans Jargon Explained The financial services industry is very keen on jargon, and it can sometimes be difficult to be sure of what you're applying for. Here we'll explain some common loans terms and what they mean for your application. Read more... Martin Sumner - Mar 29, 2007
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47. Steps To Take To Rebuild Your Credit Status It can be a shock to be refused finance and discover you have a poor credit rating. Is there anything you can do to remedy the problem? Read more... Martin Sumner - Dec 29, 2008
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[ Credit ]
48. Strategies For Coping With Your Debts Being in debt can seem overwhelming, but there ARE ways of coping. This article gives brief details of some of the most popular debt strategies, helping you to decide which way forward is right for you. Read more... Martin Sumner - Jan 05, 2007
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[ Debt Consolidation ]
49. Tenant Loans As Easy As 1-2-3 Getting a loan when you're a tenant can present more of a challenge than for homeowners. There are still plenty of options available though, as unsecured loan providers abound online. Read more... Martin Sumner - Jul 29, 2008
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50. The Cost of Payday Loans Payday loans are expensive - there's no getting away from it. Are there any circumstances where the cost is justified and worth paying? Read more... Martin Sumner - Jan 21, 2009
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51. The Effects of Debt on Mental Wellbeing No one likes being in debt, but for some people problems get out of hand and have effects outside of their financial lives. How can problem debt affect mental and emotional wellbeing? Read more... Martin Sumner - Feb 12, 2008
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[ Debt Consolidation ]
52. The Mechanics Of Debt Consolidation The years of cheap and easy credit are over, and many of us are now having to face up to unsustainable levels of personal debt. Paradoxically, taking out a new loan for debt consolidation can in many cases ease the pressure. Read more... Martin Sumner - Dec 14, 2007
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53. The Process of Payday Loans Payday loans are there for emergencies when there is a need for cash and no other way of getting hold of it. They are expensive though, and shouldn't be taken out lightly. Read more... Martin Sumner - Jan 18, 2009
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54. Using Debt Consolidation Wisely Debt consolidation can make a bad situation worse if it's not done correctly. Find out what you should be considering before committing yourself to taking out a loan. Read more... Martin Sumner - Aug 07, 2007
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55. Using Homeowner Loans for Debt Consolidation Debt consolidation is a popular way of dealing with debt problems for and increasing number of people. Any kind of loan can be used for this purpose, but homeowners are at a distinct advantage. Read more... Martin Sumner - Jun 13, 2008
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56. Using Loans For Debt Consolidation With personal debt at record highs, many people are struggling to cope financially. Debt consolidation is one strategy often used to ease the pressure. Read more... Martin Sumner - May 09, 2008
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[ Debt Consolidation ]
57. Using Online Payday Loan Services The internet has revolutionized many areas of our lives, not least in our ability to find short term cash loans to help out in an emergency. Find out what online payday loans are and how they work. Read more... Martin Sumner - Apr 09, 2008
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59. What Are The Benefits Of A Homeowner Loan? Homeowner loans are a popular way of raising funds secured against property. Good credit customers can expect favorable terms, and these loans are also open to those with credit problems. Read more... Martin Sumner - May 19, 2008
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61. What To Look For In A Tenant Loan As with all types of finance, it pays to shop around before applying for a tenant loan. Find out what criteria you should be judging different loan offerings on if you're to get the best deal. Read more... Martin Sumner - Sep 16, 2008
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63. Why Apply for a Loan? Getting into debt isn't to be taken lightly, but there are times when a loan is necessary. What are the some of the reasons people take out finance? Read more... Martin Sumner - Jun 05, 2008
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64. Why Take Out A Tenant Loan? Tenants do not enjoy the same ease of obtaining finance as homeowners do, but that's not to say that they can't get a loan. A growing number of providers are perfectly happy to lend to renters of all credit ratings. Read more... Martin Sumner - Aug 04, 2008
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65. Why We're So Deeply In Debt Financial experts have long warned that personal debt is a timebomb waiting to go off. How did we get into so much debt? Read more... Martin Sumner - Jan 31, 2007
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66. Your Bad Credit Loan Options Nearly a quarter of us have some form of adverse information on your credit files, and this number is growing. What kind of loan options do we have in these circumstances? Read more... Martin Sumner - Jul 24, 2008
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